Know your debt collection rights - The federal Fair Debt Collection Practices Act was enacted to stop abusive, deceptive, and unfair debt collection practices by debt collectors. If you believe you have been the victim of unfair practices of a debt collector, contact YourCollectionRights.com for a FREE* evaluation of your debt collection issues. If a debt collector has violated debt collection laws, you may be entitled to money damages including your attorneys’ fees. You Have the Right to Stop Debt Collectors from Harassing or Abusing. A debt collector CANNOT: • Call you at an odd hours/place and repeatedly, without announcing who he/she is - • Disclose your credit information to a third party • Use objectionable language • Contact you even after written communication to desist from it • Claim to be affiliated to governmental organization • Misrepresent the character, amount or legal status of your debt • Threaten to take action otherwise deemed illegal • Communicate false credit information • Attempt to collect by deceptive methods, before validating • Call you before 8:00 a.m. or after 9:00 p.m. Recently, the Federal Trade Commission received 71,000 complaints about collection agency personnel using profanities. If a collection agency calls you, you have rights; even if you owe him the money. There are laws that define how and when a debt collection agency can call you. In the United States, there are Consumer protection laws that protect consumers. These Consumer protection laws are called consumer affairs laws in some states. These Consumer protection laws, acts and provisions include the Fair Debt Collection Practices Act, The Fair Credit Reporting Act, and the Truth in Lending Act, the Fair Credit Billing Act, and The Gramm-Leach-Bliley Act. These Consumer protection acts are enforced by the Trade Commission and the Department of Justice. You are considered a debtor if you owe money for personal loans through a credit card or a real estate mortgage. When you fail to repay it or if there are errors on your accounts, a debt collector may contact you. In either situation, you should bear in mind that the FDCPA mandates the collection firms to treat you fairly and avoid abusive practices of debt collection. As a debtor, you should always be aware of your debt collection rights. If a debt collector has engaged in any of these abusive, deceptive, or unfair debt collection practices contact krohn & moss, ltd. Consumer law center® for a free evaluation to determine if you are eligible to recover money damages and the payment of your attorneys’ fees. Home | Contact Us
We Stop Debt Collectors  
Toll Free Number

WE STOP DEBT COLLECTORS IN THEIR TRACKS

The Federal Fair Debt Collection Practices Act was enacted to stop abusive, deceptive, and unfair debt collection practices by debt collectors. If you believe you have been the victim of unfair practices of a debt collector, contact WeStopDebtCollectors.com for a FREE* evaluation of your debt collection issues.

Under debt collection laws, you may be entitled to money damages and payment of your attorneys’ fees, if a debt collector has violated the law.

You have the right to stop debt collectors from harassing or abusing

Yes, the law protects you against unfair and coercive debt collection methods. You must know how the law can protect you and help you keep him in check.

A debt collector cannot:

  • Telephone you an unreasonable number of times
  • Telephone you at an unusual time/ unusual place
  • Disclose information of your debts to third parties
  • Use profane or other abusive language
  • Contact you after written notification that you do not want to be contacted any further
  • Claim to be affiliated with any governmental organization
  • Misrepresent the character, amount or legal status of a debt
  • Threaten of to take any action that cannot be taken legally
  • Accuse you having committed a crime
  • Threaten or communicate false credit information
  • Attempt to collect, until he honors your request to validate
  • Use deceptive methods to collect debts
  • Call you before 8:00 a.m. or after 9:00 p.m.
  • Call you, but not announce who he/she is
    . . .   and more

You can:

  • Reduce or completely zero out your interest payments
  • Avoid or reduce late payment fees
  • Combine several loans into a single payment plan
  • Get a single, low monthly payment to clear all your creditors
  • Get errors in your credit reports rectified
  • Get invalid or time-lapsed entries in your credit reports removed
  • Get peace of mind
    . . .   and more

IF A DEBT COLLECTOR HAS ENGAGED IN ANY OF THESE ABUSIVE, DECEPTIVE, OR UNFAIR DEBT COLLECTION PRACTICES CONTACT KROHN & MOSS, LTD. CONSUMER LAW CENTER® FOR A FREE EVALUATION TO DETERMINE IF YOU ARE ELIGIBLE TO RECOVER MONEY DAMAGES AND THE PAYMENT OF YOUR ATTORNEYS’ FEES!


Why Consumer Law

Why use Consumer Law Center to solve your problems?

With the Consumer Law Center, you have the backing of the most successful team in the United States to handle your debt law case. With over 14 years of collective experience fighting for consumers rights, we have handled over 35,000 cases and nearly 99% of our cases were settled before even going to a trial.

 

Why Consumer Law

Appreciate all your help

Sunny Singh, California

I just wanted to thank you and all your staff in handling my case and doing such a great job with my case.

I really appreciate all you help.

Specially to Nick Bontrager. he was easy to work with and was very helpful.

Once again. Thanks to ...Click here for more...
Read All Success Stories

Why Consumer Law

It can happen on two fronts.

Either a legitimate company makes a mistake or a schemer is simply looking for ways to access your pocketbook.
We got a complaint about a company called NCO Financial Systems.
The company reportedly calls victims daily asking for repayment for a debt they don't owe.
In fact, the Federal Trade Commission fined NCO $.5 million for reporting inaccura ...
Read More...
Read All News

Submit Details for Freecase Review

email chat phone