It can be frustrating when you fall behind on your payments and can't seem to get anywhere, especially if you try to deal with your lender in making payment arrangements. This can be worse if you are getting continuous calls from a debt collection services company, demanding payments and threatening of dire consequences.. There are laws these agencies must follow or they may face fines and lawsuits. Recently, the Federal Trade Commission received 71,000 complaints about collection agency personnel using profanities,. If a collection agency calls you, you have rights; whether you owe money. There are laws that define how and when a debt collection agency can call you. You have rights the FTC has outlined in the Fair Debt Collection Practices Act and must be respected by the Debt Collection agencies. It tantamounts to harassing if they contact you continuously at work even after you have informed them that your boss does not approve it, call you before 8:00 am or after 9:00 pm, or Home | Contact Us
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Michael Profile


First Name:Michael
Last Name:Agruss
Email:magruss@consumerlawcenter.com
Description :

Michael received his Bachelor of Arts degree in Law and Society from the University of California, Santa Barbara in 1999. He then earned his Juris Doctor degree from The John Marshall Law School in Chicago, Illinois in January of 2004. Prior to and during his first year of law school, Michael clerked at Krohn & Moss's Chicago office in the lemon law and breach of warranty department. While at John Marshall, Michael was an Executive Board Member and Solicitation Editor on The John Marshall Journal of Computer & Information Law.

Licensed in Illinois since May of 2004, Michael litigated personal injury cases in Chicago for just over four years. In August of 2008, Michael moved from Chicago to Los Angeles to continue his career in civil litigation. Michael joined Krohn & Moss, Ltd., as an attorney in September 2008, and concentrates his practice in the Fair Debt Collection Practices Act (FDCPA). He became licensed in California in December of 2008. At Krohn & Moss, Ltd., he advocates individuals' rights by representing consumers being harassed by debt collectors. While at Krohn & Moss, Ltd., Michael tried an FDCPA case in the Central District of California and has successfully settled hundreds of FDCPA cases. Michael has tried eight jury trials to verdict, and successfully arbitrated, mediated, and pretried dozens of cases.

In addition to being state licensed in Illinois and California, Michael is also licensed in the following District Courts: ILLINOIS (Northern District of Illinois, Central District of Illinois, and Southern District of Illinois); CALIFORNIA (Northern District of California, Southern District of California, Eastern District of California, and Central District of California); TEXAS (Northern District of Texas, Southern District of Texas, Eastern District of Texas, and Western District of Texas); NEBRASKA (District Court of Nebraska); COLORADO (District Court of Colorado); NORTH DAKOTA (District Court of North Dakota); WISCONSIN (Eastern District of Wisconsin, and Western District of Wisconsin); INDIANA (Northern District of Indiana, and Southern District of Indiana); MICHIGAN (Western District of Michigan, and Eastern District of Michigan).

Outside of work, Michael published an article, performs pro bono work, and volunteers. He wrote an article that examined amendments to the Illinois Human Rights Act that became effective on January 1, 2008 (“Recent Developments: Illinois Joins Thirty-Nine Other States in Allowing Employment Discrimination Cases In State Court”). While in Chicago, he provided pro bono representation to minors in guardianship proceedings through his work at the Chicago Volunteer Legal Services. Additionally, as a member of the pro bono program in the Northern District of Illinois, Michael provided pro bono representation to an indigent Plaintiff in a Title VII employment discrimination case based on race discrimination and retaliation. Since October of 2004, Michael also has been a mentor in The John Marshall Law School Alumni Mentor Program. He provides career-related advice to students, and helps students transition from law school to working as an attorney.

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