It can be frustrating when you fall behind on your payments and can't seem to get anywhere, especially if you try to deal with your lender in making payment arrangements. This can be worse if you are getting continuous calls from a debt collection services company, demanding payments and threatening of dire consequences.. There are laws these agencies must follow or they may face fines and lawsuits. Recently, the Federal Trade Commission received 71,000 complaints about collection agency personnel using profanities,. If a collection agency calls you, you have rights; whether you owe money. There are laws that define how and when a debt collection agency can call you. You have rights the FTC has outlined in the Fair Debt Collection Practices Act and must be respected by the Debt Collection agencies. It tantamounts to harassing if they contact you continuously at work even after you have informed them that your boss does not approve it, call you before 8:00 am or after 9:00 pm, or Home | Contact Us
Debt Collector Harassment  
Tool Free Number
*Name

*State

*Email

*Phone

*Additional Details of your   Inquiry


Nicholas Profile


First Name:Nicholas
Last Name:Bontrager
Email:nbontrager@consumerlawcenter.com
Description :

Mr. Bontrager joined Krohn & Moss, Ltd. in April of 2008 focusing his practice on the Fair Debt Collection Practices Act (FDCPA) and the California Rosenthal Fair Debt Collection Practices Act (RFDCPA). Mr. Bontrager received his Juris Doctor from the University of La Verne College of Law in May of 2007and his Bachelor of Arts from the University of California, Santa Barbara in June of 2004. During law school, Mr. Bontrager received Dean’s List honors, participated in the Moot Court Honors program, where he received both Second Place Oralist and Semi-Final Team honors and is currently involved in the Mentor Program at the University of La Verne College of Law.

Mr. Bontrager has represented hundreds of consumers nationwide against many of the nation’s debt collection companies handling all aspects of litigation. Mr. Bontrager finished the year of 2009 as the second "Most Active" FDCPA attorney in the United States representing well over 300 consumers in Federal Court alone* (*as reported by Webrecon, LLC). Mr. Bontrager is licensed to practice in the State of California and is federally admitted to practice in all United States District Courts of California, the United States District Court of Colorado, the United States District Court for the Southern District of Illinois and the United States District Court for the Northern District of Florida.

email chat phone