It can be frustrating when you fall behind on your payments and can't seem to get anywhere, especially if you try to deal with your lender in making payment arrangements. This can be worse if you are getting continuous calls from a debt collection services company, demanding payments and threatening of dire consequences.. There are laws these agencies must follow or they may face fines and lawsuits. Recently, the Federal Trade Commission received 71,000 complaints about collection agency personnel using profanities,. If a collection agency calls you, you have rights; whether you owe money. There are laws that define how and when a debt collection agency can call you. You have rights the FTC has outlined in the Fair Debt Collection Practices Act and must be respected by the Debt Collection agencies. It tantamounts to harassing if they contact you continuously at work even after you have informed them that your boss does not approve it, call you before 8:00 am or after 9:00 pm, or Home | Contact Us
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Peter Profile


First Name:Peter
Last Name:Cozmyk
Email:pcozmyk@consumerlawcenter.com
Description :

Peter Cozmyk joined Krohn & Moss in January, 2005 as a law clerk, and became an attorney with Krohn & Moss in May, 2005.

 

He obtained a Bachelor of Science degree in Physics from Cleveland State University in 1998 and received his J.D. from the University of Akron School of Law in 2004. Prior to working for Krohn & Moss, Mr. Cozmyk clerked for two separate judges, including Judge Michael Weigand of the Barberton Municipal Court, and newly elected 9th District Court of Appeals Judge Carla D. Moore. During his undergraduate studies, Mr. Cozmyk also worked as an intern in the engineering department for Ford Motor Company.

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