Are you being Harassed by NCO Financial Systems?
NCO Financial Systems, Inc.:
NCO Financial Systems is an accounts receivable management company. They are a leading purchaser of bad debt and charge-offs.
They may be attempting to collect on time-barred and penny-purchased debt.
Companies that collect on debts, including NCO Financial Systems, are regulated by the Federal Trade Commission (FTC). Many states and some cities have made it mandatory that collection agencies be licensed and bonded. They also are primarily governed by the Fair Debt Collection Practices Act (FDCPA).
The FDCPA allows consumers to assert their legal rights against illegal debt collection tactics. The FDCPA provides consumers with the right to file suit against agencies that do not respect it.
Is the NCO Financial Systems Inc. being abusive and deceptive to you?
The Fair Debt Collection Practices Act (FDCPA) prohibits certain types of "abusive and deceptive" conduct when attempting to collect debts, even if you really owe it.
If NCO Financial Systems has resorted to any of the "abusive and deceptive" tactics in an attempt to illegally get you to pay them, contact us.
You may be entitled to a cash award, if it can be shown that the NCO Financial Systems acted in bad faith, and continued to violate the Fair Debt Collection Practices Act (FDCPA).
Is the NCO Financial Systems Inc. resorting to obscene/profane language?
No debt collector should harass, oppress or abuse any consumer in connection with debt collection, even if the consumer really owes it.
Under debt collection laws, you may be entitled to money damages and your attorney fees, if a debt collector has been found violating the law, even if you owe the NCO Financial Systems the money.
Is there an entry on your credit history for the NCO Financial Systems Inc.?
Does a charge-off, late payment or collection appear on your credit report from the NCO Financial Systems?
You may be able to eliminate that debt and erase it from your credit report.
We will not only seek to stop the harassment, but may also get the NCO Financial Systems pay for the harassment heaped on you.
Is the NCO Financial Systems Inc. employing unconscionable means to collect any debt from you?
A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt, even if one really owes it.
If the NCO Financial Systems has reported any later-than-actual dates, it may cause negative information to remain in your credit file beyond the seven-year reporting period permitted by the FCRA. Should this happen, your credit scores plummet resulting into your credit being rejected or you may be obliged to pay higher interest rates.
We can pursue claims against the NCO Financial Systems for violating the Fair Credit Reporting Act (FCRA) and permanently bar them from reporting later-than-actual delinquency dates to credit bureaus in future.
