People do not know their rights against the Debt Collector harassment from collection firms. The Fair Debt Collection Practices Act has come into effect in 1977 The Fair Debt Collection Practices Act protects you from the mean debt collectors. if you think you cannot stop collection agencies, you are wrong. You are considered a debtor once you owe money through personal loans, when you use your credit cards or you are paying on a real estate mortgage. When you fail to repay or if there are errors on your accounts, a debt collector may contact you. In either situation, you should bear in mind that the FDCPA mandates the collection firms to treat you fairly and avoid some kind of practices of debt collection. As a debtor, you should always be aware of your debt collection rights. Remember that the collection agencies are not permitted to harass you by any means, contact you before 8:00am or after 9:00pm, unless they have your permission and at unreasonable or inconvenient time and places Home | Contact Us
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How We Work

WeStopDebtCollectors.com focuses on consumer law relating to debtors’ rights and debt collectors’ methods and practices of debt collection. WSDC is aware of all the tactics that aggressive Third Party Debt Collectors employ. WSDC asserts that abusive practices cannot be acceptable in debt collection: debt collectors are required by law to respect the personal dignity and consumer rights of the debtor.

WSDC defends you against unscrupulous debt collectors with the help of the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Billing Act (FCBA) and any state Unfair and Deceptive Acts and Practices (UDAP) laws.

WSDC writes to your original creditor or your debt collector to validate your debt. If they do not provide a satisfactory and valid explanation for the alleged debt, they are asked to declare your account as clear and settled fully and finally, once and for ever.

WSDC writes to them to affect handing over your account by the original creditor to the debt collector.

WSDC gets a thorough compliance audit of your account done by competent professionals. On the basis of these audits, WSDC prepares a federal complaint. A WSDC attorney files the complaint in a federal court.

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