Alaska has not enacted a separate state law that is substantially different from the FDCPA. The Alaska Fair Debt Collections Practices Act mimics, and closely mirrors, the federal law. It does contain, however, state-specific licensing requirements. The Alaska laws on unfair trade practices and consumer protection have also been extended to apply to the conduct of debt collectors in the state, and allow a victim to recover either $500 or three times her actual damages, whichever is greater.
This combination of state law and the FDCPA makes the residents of Alaska well-protected from abusive collection practices. If you believe that a collector has behaved inappropriately while attempting to collect a debt from you in Alaska, our attorneys can help you to determine whether the FDCPA or Alaska law provides you with a legal remedy.
To learn more about the FDPCA, go to Federal Debt Collection Practices Act.
The Alaska Fair Debt Collections Practices Act, 3 AAC 01.210 – 01.220.