by
May 06, 2011 21:20
The
Fair
Debt Collection Practices Act (FDCPA)
was established in 1978 by the Federal
Trade Commission (FTC)
to protect and ensure fair debt collection practices. Along with the
federal FDCPA, different states in the United States of America have
different laws like the FDCPA. California too has its laws which are
commonly referred to as the Rosenthal Fair Debt Collection Practices
Act (RFDCPA). The RFDCPA protects debtors from California
debt collector harassment.
Private
litigants like the Krohn & Moss, Ltd. Consumer
Law Center® have ample experience in the RFDCPA and can help you
resolve the California
debt collector harassment.
California state
law prohibits debt collectors collecting or attempting to collect a
consumer debt by using obscene or profane language and it states
that a debt collector may not engage in any conduct the natural
consequence of which is to harass, oppress, or abuse any person. It
also prohibits the use of violent language or threaten the hearer or
reader with violence. A
collection agency or its employees must not intimidate debtors to do
anything that it cannot legally do. It cannot damage a debtor's
property or physically injure debtors or others.
There
are many debt collectors lurking to catch consumers unawares. Whether
they owe a debt or not, if consumers are victims of California
debt collector harassment,
there is no need to panic. Drastic steps like changing their
telephone numbers will not put an end to California
debt collector harassment.
Contacting attorneys
at Krohn & Moss, Ltd. Consumer Law Center® who have helped thousands
of victims
of California debt collector harassment,
will certainly mark an end to being harassed by debt collectors.
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