In addition to the protections provided by the Federal Fair Debt Collection Practices Act, Colorado has passed its own debt collection law for the protection of consumers. The Colorado Fair Debt Collection Practices Act closely tracks many of the protections of the FDCPA, but adds additional protections, as well.
The Colorado Fair Debt Collection Practices Act bans harassment, misleading statements, and unfair practices. State law likewise bars collectors from disclosing the existence of the debt to third parties. The law also requires collectors to provide certain notices and information to the debtor when the collector makes contact. In addition, the Colorado law prohibits collectors from contacting debtors at inconvenient times, or using communications which reveal the debt to third parties. The law also contains numerous other protections against abusive and misleading collection practices.
If you believe that a collector has behaved inappropriately while attempting to collect a debt from you in Colorado, our attorneys can help you to determine whether the FDCPA or Colorado law provides you with a legal remedy.
To learn more about the FDPCA, go to Federal Debt Collection Practices Act.
Colorado Fair Debt Collection Practices Act, Colorado Revised Statute Title 12, Article 14, Section 101, et seq.