Are you being Harassed by NCO Financial Systems?

NCO Financial Systems, Inc.:
NCO Financial Systems is an accounts receivable management company. They are a leading purchaser of bad debt and charge-offs.

They may be attempting to collect on time-barred and penny-purchased debt.

Companies that collect on debts, including NCO Financial Systems, are regulated by the Federal Trade Commission (FTC). Many states and some cities have made it mandatory that collection agencies be licensed and bonded. They also are primarily governed by the Fair Debt Collection Practices Act (FDCPA).

The FDCPA allows consumers to assert their legal rights against illegal debt collection tactics. The FDCPA provides consumers with the right to file suit against agencies that do not respect it.

Is the NCO Financial Systems Inc. being abusive and deceptive to you?
The Fair Debt Collection Practices Act (FDCPA) prohibits certain types of "abusive and deceptive" conduct when attempting to collect debts, even if you really owe it.

If NCO Financial Systems has resorted to any of the "abusive and deceptive" tactics in an attempt to illegally get you to pay them, contact us.

You may be entitled to a cash award, if it can be shown that the NCO Financial Systems acted in bad faith, and continued to violate the Fair Debt Collection Practices Act (FDCPA).

Is the NCO Financial Systems Inc. resorting to obscene/profane language?
No debt collector should harass, oppress or abuse any consumer in connection with debt collection, even if the consumer really owes it.

Under debt collection laws, you may be entitled to money damages and your attorney fees, if a debt collector has been found violating the law, even if you owe the NCO Financial Systems the money.

Is there an entry on your credit history for the NCO Financial Systems Inc.?
Does a charge-off, late payment or collection appear on your credit report from the NCO Financial Systems?

You may be able to eliminate that debt and erase it from your credit report.

We will not only seek to stop the harassment, but may also get the NCO Financial Systems pay for the harassment heaped on you.

Is the NCO Financial Systems Inc. employing unconscionable means to collect any debt from you?
A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt, even if one really owes it.

If the NCO Financial Systems has reported any later-than-actual dates, it may cause negative information to remain in your credit file beyond the seven-year reporting period permitted by the FCRA. Should this happen, your credit scores plummet resulting into your credit being rejected or you may be obliged to pay higher interest rates.

We can pursue claims against the NCO Financial Systems for violating the Fair Credit Reporting Act (FCRA) and permanently bar them from reporting later-than-actual delinquency dates to credit bureaus in future.

Is the NCO Financial Systems Inc. using unconscionable harassment on your cell phone?
The NCO Financial Systems may be placing telephone calls without meaningful disclosure of their identity to get you pay the debt you may or may not owe them.

Attorneys at Krohn and Moss can hold the NCO Financial Systems accountable to the unconscionable harassment and get them pay you for the damages under FDCPA.

Is the NCO Financial Systems Inc. placing Robo calls to harass you?
Based on the verbiage of the message used by the NCO Financial Systems, Attorneys at Krohn and Moss will seek to make them pay you for the damages under FDCPA.

You are allowed to sue the debt collector in federal court up to a maximum of $1,000 for statutory damages plus any legal fees for violating the Federal Debt Collection Practice Act (FDCPA).

If you think any of your consumer rights have been violated even at the slightest by the NCO Financial Systems and you need legal help, call Krohn & Moss Consumer Law Center® toll free, at 1-800 US LEMON® (800-875-3666) for a FREE CASE REVIEW, or complete one of our online submission forms.