Maryland’s separate state law on debt collection practices closely tracks the protections of the FDCPA. It provides protection against harassing and abusive collection tactics, misleading communications and statements, and unnecessary disclosures of the alleged debt to third parties. The Maryland law, however, extends to original creditors as well as collection agencies hired by or purchasing debt from those creditors.
Maryland law allows consumer victims to collect actual damages they have suffered. If you believe that a collector has behaved inappropriately while attempting to collect a debt from you in Maryland, our attorneys can help you to determine whether the FDCPA or Maryland law provides you with a legal remedy.
To learn more about the FDPCA, go to Federal Debt Collection Practices Act.
Maryland Consumer Debt Collection Act, Maryland Code § 14-2.