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Debt Collection Agencies

What is a Debt Collection Agency?

A debt collector is defined under the FDCPA as any person, company, or entity that regularly collectors debts owed to others. These debts are usually past - due, already owed, or otherwise in default. Debt collectors can be businesses or agencies which solely focus only on collecting debts, or they can be law firms or lawyers which focus on debt collection. There are even some companies which purchase past - due or default debts and then try to collect them. A debt collection agency must identify itself as one, including if it is a law firm or lawyer who is attempting to collect a debt. To learn more about debt collectors, please visit our website at


How do you know the Debt Collection Agency is Real

It can be very difficult to tell the difference between a real debt collection agency and a fake or scammer debt collection agency. Both will use similar lines and may even cite to the applicable law, such as the FDCPA. However, there are some tell-tale signs that an alleged debt collector is actually a scammer or fake agency. For instance, any debt collector who calls and is demanding payment today or payment via wire transfer is not likely to be true. If they do not accept many different forms of payment, such as check, credit card, or a debt card, they are also likely scamming you.

If you are suspicious, ask the debt collector to provide you information on the debt, such as the original creditor, the account number, the amount of principle versus interest, the date of default, and the date of the debt. If they cannot answer these questions or if they refer to to contact the original debtor, that is likely a fake agency. Finally, if the debt collector refuses to give you his or her physical address or name, that is not only a sign of a scammer but also against the FDCPA.


How to Deal With Debt Collection Agencies

It can be daunting to deal with debt collectors, particularly if this if your first time dealing with one. We know this, and we have a lot of experience at in preventing debt collectors from taking advantage of consumers. The most important thing you can do is to stay claim and level-headed. Keep records of every single telephone call or correspondence sent by the debt collector to you with the date, time, and individual you spoke with. You may also write to the debt collector and tell him or her to stop contacting you, but just know if you cut off the lines of communication it may also foreclose on your ability to settle the debt. You can also ask the debt collector to validate the debt—which is a right afforded to your under the FDCPA. If the debt collector becomes aggressive or you believe he or she is overstepping the bounds of what is professional and permitted under the law, contact an experienced debt collector abuse and harassment attorney to represent your interests.


Problems with Debt Collection Agencies

State and Federal law requires debt collectors to follow what they are afforded to do and not do. When debt collectors become abusive or harass you over the telephone, you may need to seek legal counsel to protect your rights. If debt collectors are calling you multiple times during the day, at work, or even texting you on your cell phone, this is not permissible conduct under the FDCPA and you can 1) get this conduct to stop and 2) receive compensation if you can prove it is a violation of the FDCPA, which is likely is. It is important that you stand up for your rights and you contact an experienced abusive debt collector attorney to protect your rights. When you are faced with harassment from a debt collector, it is best to stay calm, be professional and polite, and keep records of everything, then contact an attorney.


List Of Debt Collection Agencies:


ACCESS Receivables Management Account Collection Bureau Inc
Account Litigation Services Inc Accounts Receivable Technologies
Accounts Recovery Agency Inc Action Guaranteed Collection Agency
Action Professional Service Adams Cooper & Marks
Advanced Business Consultants Affiliated Collection Service
Allied Adjustors Inc Allied Interstate Inc (fka NCRI Solutions)
American Collections Group American Corporate Society, Inc
American Revenue Management Anchor Receivables Management
Anderson Collection Agency ANI Management Group
Aqua Finance, Inc Asset Acceptance
Associated Creditors Exchange Atradius Collections
BCA Financial Services Beach Associates, Inc
Bessenbacher Co Bilateral Credit Corporation
Bleier & Cox, LLP Brachfeld Law Group
Brachfield & Associates Burnstein & Burnstein, Inc
Capital Management Services Capital Recovery Corporation
Cash Flow Management Inc CCV (Credit Intetnational)
Cedar Financial Central Collections Corporation
Classified Collection Network Inc Client Services
CMA Business Credit Services Commercial Collection Consultants Inc
Commercial Collection Consultants Inc Commercial Collection Corp of NY
Commercial Collectors Inc Conrad Acceptance Corporation
Continental Central Credit Inc Continental Commercial Group
Credit Management Control Credit Recovery Corp
Dabney & Dabney Delta Recovery Systems
Discover Financial Services Donmar Service Corp
DSY Recovery Services LLC Eastern Commercial Credit Service Inc
Embee Associates Enhanced Recovery Corporation
Ethan & Associates Executive Financial Enterprises Inc
Fidelity Creditor Service Inc Fidelity Recovery Service
Finance Service of Norwalk First Source Advantage
FMA Alliance Franklin Collection Services
Frederick J Hanna and Associates Galaxy Solutions Inc
GC Services GC Services Limited Partnership
Gleason & Gleason, Inc Global Credit and Collection
Global Systems Inc Gmaks, Inc
Grant & Weber Greystone Alliance
IC Systems Imperial Collection Services
Innovative Debt Recovery Inc International Recovery Service Florida
International Research Specialists Inc Joseph Louis Vacca, Esq
K.C. Victor, Inc Kyrazod
Lamb, Boyce & Associates Inc Leading Edge Recovery Solutions
Legal Liason Service Leib Recovery Solutions LLC
Manufacturers Representative Collection Serv McCabe, Smith, Reynolds & Associates
Medvetta International Merchant & Medical Recovery Services
Midland Credit Management Montague, Pittman & Vanada, PA
Mountain States Commercial Collection MPS Services
NACM Business Credit Services NACM Heartland Unit Inc
NACM Oregon NACM Tampa Inc
National Asset Recovery Inc National Association of Credit Management
National collection Agency National Enterprise Systems (NES)
Nationwide Commercial Services Inc Nationwide Recovery Network Inc
Nationwide Register & Security Ltd NCO Financial Systems
NCS Inc Northern Arizona Creditors Service Inc
Northern California Collection Service Inc Omni Credit Services
Pacific Board of Trade Inc Pacific Southwest Credit
Palisades Collection Parson Bishop Services Inc
Partners Financial Services Penn Credit Corporation
Pentagroup Financial Peter Roberts & Associates Inc
Philips & Cohen Associates Phoenix Debt Management
Plowden International Portfolio Recovery Associates
Prism Resolutions Professional Credit Management Assoc
Professional Debt Mediation Professional Recovery Services
Rand Associates Redline Recovery
Reed & Reed Regional Collection Services Inc
Remit Corporation Resurgent Capital Services
Revenue Cycle Management Revenue Service Company Inc
Risk Management Alternatives, Inc Rosman Adjustment Corp
Ross, Stuart & Dawson, Inc Royal Allen Co
Sacramento Valley Board of Trade Inc Scott & Goldman
SearchAmerica Inc Servicing Solutions, LLC
Sierra Nevada Adjustment Group Snyder Receivable Management LLC
Solutions for Business Southeastern Financial Services Inc
Southwest Credit Systems Southwest Recovery
STA International Inc Stoneleigh Recovery Associates
Successful Solutions Inc Talbots Classics Finance Company
The Collection Bureau Thomas George Associates Ltd
Transamerican Credit Group Ltd Turnbrook Associates
U.S. Corporate Accounting United Credit Bureau (UCB)
United Legal Alliance Valentine & Kebartas
Van Ru Credit Corporation Vengroff, Williams & Associates Inc
Veri Facts Inc Viking Collection Service Inc
Weltman Weinberg & Reis Co West Asset Management Inc
William Claybourne & Associates Williams, Cohen & Gray
Windham Professionals Inc Wolpoff & Abramson
Zwicker & Associates P.C

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