Idaho has not enacted a separate State law that is substantially different from the FDCPA. Idaho law does require collectors within the state to pay a fee and obtain a license, but it does not appear that consumers can bring an individual lawsuit if a collector fails to do so. Thus, Idaho residents faced with abusive or harassing collection tactics will receive the most protection and benefit from the FDCPA.
If you believe that a collector has behaved inappropriately while attempting to collect a debt from you in Idaho, our attorneys can help you to determine whether the FDCPA provides you with a legal remedy.
To learn more about the FDPCA, go to Federal Debt Collection Practices Act.
Idaho Statutes, Title 26, Chapter 22.