Pennsylvania has enacted a state debt collection law, known as the Fair Credit Extension Uniformity Act, which closely tracks and parallels the federal FDCPA. Like the federal law, the Fair Credit Extension Uniformity Act prohibits harassing communications, disclosure of the alleged debt to third parties, threats of violence or harm, obscene or profane language, and misleading or deceptive tactics.
In addition to the damages and other relief available under the FDCPA, a Pennsylvania resident subjected to improper debt collection practices can also obtain relief under the Pennsylvania law. Pennsylvania victims can bring a lawsuit under Pennsylvania law and obtain three times their actual damages, as well as attorneys’ fees and costs.
If you believe that a collector has behaved inappropriately while attempting to collect a debt from you in Pennsylvania, our attorneys can help you to determine whether the FDCPA or Pennsylvania law provides you with a legal remedy
To learn more about the FDPCA, go to Federal Debt Collection Practices Act.
Pennsylvania Statute, Title 18, Chapter 73, Subchapter A, §7311.