Skip to content Skip to navigation
Home > Blog > Tag > Fair Debt Collection Practices Act

Civil Liability of Debt Collectors

Adam J Krohn / Posted: 2012-10-02 12:00 am
When third party debt collectors fail to comply with the provisions of the Fair Debt Collection Practices Act (FDCPA) they are subject to civil liability under § 813. Liability can include actual damages, statutory damages, court costs, and reasonable attorney’s fees.

Debt Validation

Adam J Krohn / Posted: 2012-09-20 12:00 am
The Fair Debt Collection Practices Act (“FDCPA”) was not implemented to protect consumers from the collection practices of original creditors as defined under § 803(4).

The Recession Gives Collection Agencies a Boost

Adam J Krohn / Posted: 2012-09-09 12:00 am
The recession has caused a lot of financial damage to Americans all across the country. With shrinking incomes, a lack of jobs, high gas prices, falling home values and other overwhelming expenses, credit cards have become an ever important resource to struggling families.

Does the FDCPA apply to small businesses?

Adam J Krohn / Posted: 2012-09-04 12:00 am
Are Small Businesses Protected by the FDCPA?

Notifications from Debt Collectors Under the RFDCPA

Adam J Krohn / Posted: 2012-09-04 12:00 am
The Rosenthal Fair Debt Collection Practices Act (RFDCPA) is the California state fair debt collection act, adopted in 1977 to deal with unfair debt collection practices in the state. The RFDCPA is largely based on the federal Fair Debt Collection Practices Act (FDCPA). California debt collector harassment is thus governed by both the federal and the state Acts.

Things you should know about the Fair Debt Collection Practices Act

Adam J Krohn / Posted: 2012-09-04 12:00 am
Debt collectors have been known to harass consumers by using abusive, unfair, and deceptive practices in order to collect debts owed.

A Supreme Court Ruling May Discourage Consumers From Debt Collection Lawsuits

Adam J Krohn / Posted: 2012-08-26 12:00 am
Since 1978, consumers have been protected from harassing creditors under a statute called the Fair Debt Collection Practices Act (FDCPA). According to this law, collection agencies are barred from using abusive tactics to attain monies allegedly owed to them.

Electronic Messages Are Harassment

Adam J Krohn / Posted: 2012-08-16 12:00 am
Provided they abide by the legal rules, under the Fair Debt Collection Practices Act (FDCPA) debt collectors are allowed to call alleged debtors over the phone in an attempt to collect debts. However, with changing times, new steps in the credit applications process, and advanced communications technology, have led to other forms of collections communications which can likewise be abused by unscrupulous collectors.

Contacted my husband's cell/work phone

Adam J Krohn / Posted: 2011-06-10 12:00 am
I have had the Scott Lowery Law Firm (CO) contacting me for over a year now (via phone some but few mail contact). I am unemployed so they call me on my cell phone daily now.

The Telephone Consumer Protection Act

Adam J Krohn / Posted: 2011-05-06 12:00 am
The Telephone Consumer Protection Act (“TCPA”) was the first federal law enacted to regulate the actions of legitimate telemarketers. This law was passed in 1991 by the Federal Communications Commission (“FCC”) and it was meant to create a balance between consumers’ rights and allowing the effective use of telemarketing by businesses.

Pages

Submit Your Details for Free Case Review