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Adam J Krohn / Posted: 2013-06-18 12:19 pm
The Telephone Consumer Protection Act (“TCPA”) prohibits several telemarketing practices (such as sending spam faxes). Under the TCPA there is a private right of action, along with the ability to seek $500 in damages for every violation (for every unsolicited fax) or the possibility of treble damages (when unsolicited faxes are sent willfully and knowingly). The Illinois Supreme Court has recently ruled that these statutory damages under the TCPA are not punitive but rather remedial in nature.

Adam J Krohn / Posted: 2013-05-01 1:16 pm
In this digital age, every aspect of life is now connected to our online world. Indeed, even many debt collection cases now spring from Social Media sites: and the most popular of these is Facebook. These social media sites provide an opportunity for debt collectors to obtain information about consumers whom the collectors would otherwise not be able to reach.

Adam J Krohn / Posted: 2012-10-15 12:00 am
With the number of debt collection agencies rising, complaints about collection tactics have risen as well. The Fair Debt Collection Practices Act (FDCPA) was designed to prohibit unfair and abusive debt collections practices. One such unfair practice is misrepresentation in the collection of time-barred debts

Adam J Krohn / Posted: 2012-09-09 12:00 am
The recession has caused a lot of financial damage to Americans all across the country. With shrinking incomes, a lack of jobs, high gas prices, falling home values and other overwhelming expenses, credit cards have become an ever important resource to struggling families.

Adam J Krohn / Posted: 2012-08-26 12:00 am
Debt collection harassment often takes ugly turns, with debt collectors resorting in sleazy, underhanded techniques. If you believe that debt collectors are a sophisticated lot, it is time to reconsider your opinion. In fact, in what can be termed a spine-chilling incident, a debt collector operated despite being in prison.

Adam J Krohn / Posted: 2012-05-21 12:00 am

Millions of Americans are now immersed in personal consumer debts – especially credit card debt. The good news is that there are also many debt repayment techniques to help consumers free themselves from their debt. There are likewise thousands of debt management companies to help consumers accomplish this seemingly impossible task.


Adam J Krohn / Posted: 2009-02-06 12:00 am
All debt collection agencies, and debt collectors employed by these agencies, are governed and regulated by the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal statute enforced by the Federal Trade Commission (FTC) and private attorneys and litigants to ensure fair debt collection.

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