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Al Franken's End Debt Collector Abuse Act

Adam J Krohn / Posted: 2009-02-06 12:00 am
The End Debt Collector Abuse Act, sponsored by Al Franken, would prohibit collectors from seeking a warrant for the arrest of a debtor. Unfortunately, a surprisingly large number of debtors face arrest charges and imprisonment because debt collectors unlawfully get them arrested.

Debt Collectors Must Send a Consumer Notice

Adam J Krohn / Posted: 2009-02-06 12:00 am
The Fair Debt Collection Practices Act (FDCPA), enforced by the Federal Trade Commission (FTC) and private attorneys, prohibits abusive conduct by debt collectors. The FDCPA provides guidelines for debt collectors collecting legitimate debts and provides protections and remedies for debtors.

The Good, Bad and the Ugly in Debt Collection Business

Adam J Krohn / Posted: 2009-01-07 12:00 am
In the commercial collection industry, every debtor is a potential source of profit. Anybody might need to borrow money for the purpose of business. Any amount of loan is as important as the other. In fact, small borrowers form 30% of annual turnover in the financing industry. Such borrowers include:

Harassing for an already paid loan

Adam J Krohn / Posted: 2009-01-07 12:00 am
I have been getting calls regularly from toll free numbers asking me to pay up for a student loan of $3500 which they allege I had taken in 2004. There are different callers every time and they identify themselves as collectors from a financial company which is with NCO.

Complaints About Harassment by California Debt Collectors

Adam J Krohn / Posted: 2009-01-07 12:00 am
In recent years, there has been a tremendous increase in California debt collector harassment complaints. In fact, from 2006 to 2010, California debt collector harassment complaints have risen by 194%. In 2010 alone, 10,914 lawsuits seeking relief under the Fair Debt Collection Practices Act (FDCPA) were filed by or on behalf of California consumers.

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