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Adam J Krohn / Posted: 2013-02-21 12:00 am
There is no denying that consumer complaints regarding harassment by debt collectors are on the rise. As in previous years, debt related complaints again topped the Federal Trade Commission (FTC) list in 2010. Nor is the harassment trivial.

Adam J Krohn / Posted: 2013-02-21 12:00 am
A debt collector is generally defined under the Fair Debt Collection Practices Act (“FDCPA”) as a person whose “principle business” is the collection of debts or a person who “regularly collects or attempts to collect” the debts of consumers.

Adam J Krohn / Posted: 2013-01-31 12:00 am
There are some debt collectors that have started using social media sites, such as Facebook, to contact debtors about their debts even when they have other means of contacting the debtor.

Adam J Krohn / Posted: 2013-01-03 12:00 am
I defaulted on a car loan back in 1995,but made arrangements to pay what was owed to stay out of court, then in 2003 I received a bill from cavalry portfolio for 19,000 dollars.

Adam J Krohn / Posted: 2013-01-03 12:00 am
The Telephone Consumer Protection Act (“TCPA”) requires telemarketers to comply with all do-not-call requests a consumer makes directly to the telemarketer during a solicitation call. The TCPA also requires some telemarketers to comply with the National Do-Not-Call Registry which was implemented in 2003.

Adam J Krohn / Posted: 2012-12-20 12:00 am
The Fair Debt Collection Practices Act (FDCPA) is a federal statute established to ensure that debt collection play by the rules and avoid harassment. This act is enforced by the Federal Trade Commission (FTC) and private litigants.

Adam J Krohn / Posted: 2012-12-20 12:00 am
The Federal Communications Commission (“FCC”) has amended the Telephone Consumer Protection Act (“TCPA”) regulations, many of which go into effect this year. These amendments impose additional opt-out requirements and consent requirements for prerecorded or autodialed telemarketing calls.

Adam J Krohn / Posted: 2012-12-09 12:00 am
According to a recent NPR report regarding the student loan debt crisis, the national student loan debt total surpassed the one trillion dollar mark in the Spring of 2012. For millions of Americans, student loan debt is a source of extreme stress with little to no legal protection for the debtor.

Adam J Krohn / Posted: 2012-12-09 12:00 am
In a recent unpublished Fourth Circuit U.S. Court of Appeals opinion, the decision of a district court to grant summary judgment in favor of a debt collector was upheld. In Worsham v. Account Receivable Management, Inc., the brother-in-law of a debtor sued the debt collector because of repeated prerecorded calls to him in an attempt to locate the debtor.

Adam J Krohn / Posted: 2012-11-26 12:00 am
Consumers stuck with lemon cell phones could ditch their contracts with wireless carriers under legislation that passed the Illinois House Thursday.

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