The Telephone Consumer Protection Act (“TCPA”) was the first federal law enacted to regulate the actions of legitimate telemarketers. This law was passed in 1991 by the Federal Communications Commission (“FCC”) and it was meant to create a balance between consumers’ rights and allowing the effective use of telemarketing by businesses.

Ever since the Fair Debt Collection Practices Act was put into play back in 1978, both debtors and collectors have changed the way they deal with the collection industry. Categories were put into place, restrictions met, and notification practices were clearly lined out for future users’ protection.

A Lemon Car can outsmart you only if you let it With the fast depreciation of new vehicles, as a wise car buyer you might want to shop for a used car rather than a brand new one.

NCO Financial Systems popularly known as NCO does not have any qualms whatsoever when it comes to collecting on debts form debtors – or, more frequently, innocent people who do not even owe a debt. For some time, NCO has been at the top of list of complaints concerning debt collection.